Being involved in a car accident in Indianapolis, IN can be an extremely upsetting, overwhelming, and complex situation. When you learn that the at-fault driver is not insured, the situation can worsen significantly. As soon as you discover that the liable driver does not have insurance, you should consult a car accident lawyer as quickly as possible.
At Ward & Ward Law Firm, we have helped clients to recover damages after being involved in an uninsured or underinsured car accident. We understand the laws, rules, and intricate process associated with this situation and can provide you with the knowledge and tools needed to file a claim. By choosing us to be on your side, you can ensure your rights are protected and that you receive the money you need for your medical bills, lost wages, property damage, and any other expenses.
Uninsured Motorist Coverage (UIM)
Depending on the state you live in, you may be required to have uninsured motorist coverage. This is meant to protect you against another driver who is not insured and causes you harm from an accident. Your insurance company will then cover any of your losses. This type of coverage can also protect you if you are involved in a hit and run. The amount of coverage you have can vary depending on economic tax brackets and geographical location. The standard is a minimum of $100,000 and a maximum of $300,000. If you’re unsure about whether or not you should use this type of coverage to file a claim with, you can consult an Indianapolis, IN lawyer.
Personal Injury Protection (PIP)
Known as PIP, this type of coverage may be the first line of defense after being involved in an uninsured motorist accident. Not all PIP is created equal. It is possible to not have enough PIP coverage to cover all of your losses. In this case, you would want to discuss with a car accident lawyer what your other options might be.
What UIM or PIP Coverage May Cover You For
Both UIM and PIP can protect you from another driver who is not insured or flees the scene. If you’re in this situation, our lawyers in Indianapolis, IN can explain to you what your options might be and tell you how to collect compensation for:
In order to recover maximum damages, you will need to negotiate with your own insurance company. It is likely that you will run into challenges and legal snags while trying to get the coverage you have paid for. Stress, confusion, and anger could ensue and hinder your overall recovery.
A car accident lawyer can handle all of the communication and negotiations with your insurance company so you are not left to deal with the complexities by yourself.
Learn About Your Legal Options Today
We know how difficult of a time this might be. You may feel like you’re alone in this fight, but rest assured you are not. Our lawyers sympathize with what you’re going through and understand that you never asked for this physical pain and emotional rollercoaster. We want to help you.
For decades we have been dealing with a large number of cases that involved uninsured motorists. We believe that just because the liable driver does not have insurance does not mean you should have to suffer financially for months or even years to come. It is our goal to get you every bit of compensation you are legally entitled to.
Let our law firm help you to file an uninsured motorist claim. We’ll guide you through the process and handle your case in the most effective manner possible. If you have been injured in an uninsured motorist accident, call a car accident lawyer Indianapolis, IN clients trust from Ward & Ward Law Firm to get honest legal advice.
When to Hire a Car Accident Lawyer Indianapolis, IN Victims Choose First
Many victims who were injured in an accident choose to hire a car accident lawyer in Indianapolis, IN to make sure they receive maximum compensation from the responsible party. At Ward & Ward Law Firm, we have protected the rights of many victims and have recovered significant financial awards on their behalf. Though you can file a personal injury claim on your own, you may benefit from working with an experienced car accident lawyer who has a thorough understanding of the legal process. Call us to find out more about how we can assist you through this difficult time and get you the compensation you deserve.
After your accident, the at-fault driver’s insurance company will either deny your claim or else offer you a settlement amount for your damages. Generally speaking, the more serious your injury and the more costly the treatment, the more likely they will pay you less than you should receive. If you balk at their offer, they may threaten to rescind it altogether. If you try to take them to court, they will have a team of lawyers defending them. If you hire a car accident lawyer in Indianapolis, IN from our firm, we can protect your rights.
The Settlement Negotiation Process
Your car accident lawyer in Indianapolis, IN from Ward & Ward Law Firm can submit a personal injury claim to the at-fault party’s insurance company. It will be backed up with the necessary documentation and other necessary proof. If the carrier refuses to pay that amount, your lawyer will work to negotiate a settlement that is fair to you. Our legal team is very familiar with the negotiation process and what is required to secure the maximum possible amount of compensation. After a free consultation with our car accident lawyer in Indianapolis, IN, you may have a better idea of the value of your injury case.
When to Hire a Car Accident Lawyer in Indianapolis, IN from Ward & Ward Law Firm
Anyone has the legal right to hire a car accident lawyer if they wish to protect their best interests. However, for some victims, it makes more sense than for others. For instance, if any of the following describes your situation because of your car accident, contact us at Ward & Ward Law Firm to learn how a car accident lawyer from our firm can help you get justice:
Proving Causation in a Car Accident Case
When faced with a car accident case, the accident victim will be charged with proving that four elements of an accident case were present. A car accident lawyer Indianapolis, Indiana clients recommend from Ward & Ward Law Firm may play a key role in linking these elements together to achieve a successful outcome for our clients. There are four elements needed for a favorable outcome:
If you were in an accident that was the result of the other driver’s actions, and suffered damages, you may want to schedule a consultation with an Indianapolis, IN car accident lawyer from Ward & Ward Law Firm. The road ahead may be a long one, with our help, we may be able to support you in proving your case. Causation, is one of the most difficult and challenging elements to car accident cases. With our help, we will work with you to prove causation and link it to the other essential elements involved in your case.
In some cases, proving that the driver was at fault for the accident can be a difficult task. For a car accident lawyer with experience in crashes cases, they may be able to help navigate a car accident claim with ease. Causation is just one of the essential elements needed to prove your accident case. When speaking in terms of car accident cases, causation links the damages and injuries a victim sustained to the actual accident.
Types of Legal Causation
For an accident victim, understanding and proving that the injuries were the result of the accident can be easier said than done and, downright overwhelming. Indianapolis, IN car accident lawyers are well versed in managing car accident cases, especially when it comes to key elements such as causation that are necessary to prove your case. Primary, causation comes in two forms:
In car accident cases, the plaintiff will be charged with the burden of proof, meaning they will need to prove that the driver’s negligent behavior was the result of the accident and injuries that followed.
Relying on a car accident lawyer from Ward & Ward Law Firm can alleviate the stress that often comes with a car accident case. It’s just not enough to assert that the injuries you have suffered were due to the accident you experienced. You will need to prove that your injuries resulted from the accident. Essentially, an attorney will work to prove that had the at fault driver behaved differently, the injuries you suffered would never have occured, or that the accident in question would have never happened at all. Car accident attorneys will work to prove that your injuries would not have occurred if not for the driver’s actions by:
An attorney can help to link causation to negligence and the injuries that you suffered. With extensive legal experience, you can feel rest assured that you are in the very best of hands with Ward & Ward Law Firm.
Proving that your injuries resulted from an accident is a task for attorneys likeWard & Ward Law Firm. Not only do we have the experience needed to handle your case, we also have the compassion and patience required for accident victims. The period of time following an accident can be riddled with stress, pain and hardship; with our assistance, you may feel peace of mind in knowing that Ward & Ward Law Firm is taking the lead.
Talk to a Car Accident Lawyer in Indianapolis, IN Who Cares
Car accidents occur nearly every day of the year in Indianapolis, IN. Though many are of no great consequence, others are quite serious as they result in severe injuries to the victims. If someone caused an accident that left you with a severe injury, call us. At Ward & Ward Law Firm, you can meet with a car accident lawyer Indianapolis, IN respects at no charge to discuss your case.
Who Is At Fault In an Uber Accident?
The aftermath of car accidents can be psychologically jarring. Not only are car accident victims often compelled to process severe property damage, they may also be forced to grapple with significant injuries. In addition, navigating the legal side of things can be disorienting, depending on the circumstances. For example, it may seem like an easy case of pointing the finger at the other driver if they are obviously liable, but if that driver works for the ridesharing company, Uber, claiming liability can become infinitely more complex. If someone who works for Uber recently hit your car, you may need to hire an Indianapolis, Indiana Uber accident lawyer in order to determine whether the Uber driver is the one liable for your personal injuries, if the company itself is liable or if both parties should be held responsible.
What Must You Prove If an Uber Driver Hit You?
Before an Indianapolis, IN car accident lawyer can help you to obtain damages related to the harm you have suffered, you will need to work together to determine:
Who Is Liable?
In many cases, the Uber driver will likely be the party who should be held responsible for your injuries. In this case, your car accident claim will generally resemble other commonplace car accident claims. An Indianapolis, IN Uber accident lawyer will be able to help you properly submit your insurance claim as well as navigate your personal injury claim against the responsible driver. While Uber requires that their drivers must hold their own personal car insurance, many non-commercial car insurances will not actually cover the driver if they were driving for business purposes. This means, if the Uber driver hit you while the app registered them as driving a customer around, their personal insurance will potentially not cover the accident.This is one of the many reasons why it is so important to consult with an Indianapolis, IN Uber accident lawyer as soon as you possibly can following an accident.
What are Uber’s policies? They:
In less common cases, an Uber driver may have their own commercial liability insurance. When this is the case, your Indianapolis, IN Uber accident lawyer can file a claim with their insurance first, and Uber’s insurance may supplement compensation that the driver’s insurance did not cover. If this all seems a bit complex, please don’t worry. Your attorney will help to ensure that the insurance situation is clear before filing your personal injury claim.
What Else Is There To Do?
Always take safety measures after a car accident. Get the Uber driver’s contact information, their name, and any necessary insurance information. Taking pictures of the accident scene can also be very helpful to the case your Indianapolis, IN Uber accident lawyer will begin to build with you following your initial consultation. Finally, always get medical attention after an accident, whether it is with an Uber driver or any other driver. The best way to clarify the severity of your injuries is to have a doctor examine you. For more information on filing a claim after experiencing a car accident involving an Uber driver, please contact the attorneys at Ward & Ward Law Firm today.