A Car Accident Lawyer Indianapolis, IN Respects Explains Uninsured Motorist Crashes
Being involved in a car accident in Indianapolis, IN can be an extremely upsetting, overwhelming, and complex situation. When you learn that the at-fault driver is not insured, the situation can worsen significantly. As soon as you discover that the liable driver does not have insurance, you should consult a car accident lawyer as quickly as possible.
At Ward & Ward Law Firm, we have helped clients to recover damages after being involved in an uninsured or underinsured car accidents. We understand the laws, rules, and intricate process associated with this situation and can provide you with the knowledge and tools needed to file a claim. By choosing us to be on your side, you can ensure your rights are protected and that you receive the money you need for your medical bills, lost wages, property damage, and any other expenses.
Uninsured Motorist Coverage (UIM)
Depending on the state you live in, you may be required to have uninsured motorist coverage. This is meant to protect you against another driver who is not insured and causes you harm from an accident. Your insurance company will then cover any of your losses. This type of coverage can also protect you if you are involved in a hit and run. The amount of coverage you have can vary depending on economic tax brackets and geographical location. The standard is a minimum of $100,000 and a maximum of $300,000. If you’re unsure about whether or not you should use this type of coverage to file a claim with, you can consult an Indianapolis, IN lawyer.
Personal Injury Protection (PIP)
Known as PIP, this type of coverage may be the first line of defense after being involved in an uninsured motorist accident. Not all PIP is created equal. It is possible to not have enough PIP coverage to cover all of your losses. In this case, you would want to discuss with a car accident lawyer what your other options might be.
What UIM or PIP Coverage May Cover You For
Both UIM and PIP can protect you from another driver who is not insured or flees the scene. If you’re in this situation, our lawyers in Indianapolis, IN can explain to you what your options might be and tell you how to collect compensation for:
- Ambulance fees
- ER visits
- Hospital room fees
- Car rental or repairs
- Lost wages
- Long-term care
In order to recover maximum damages, you will need to negotiate with your own insurance company. It is likely that you will run into challenges and legal snags while trying to get the coverage you have paid for. Stress, confusion, and anger could ensue and hinder your overall recovery.
A car accident lawyer can handle all of the communication and negotiations with your insurance company so you are not left to deal with the complexities by yourself.
Learn About Your Legal Options Today
We know how difficult of a time this might be. You may feel like you’re alone in this fight, but rest assured you are not. Our lawyers sympathize with what you’re going through and understand that you never asked for this physical pain and emotional rollercoaster. We want to help you.
For decades we have been dealing with a large number of cases that involved uninsured motorists. We believe that just because the liable driver does not have insurance does not mean you should have to suffer financially for months or even years to come. It is our goal to get you every bit of compensation you are legally entitled to.
Let our law firm help you to file an uninsured motorist claim. We’ll guide you through the process and handle your case in the most effective manner possible. If you have been injured in an uninsured motorist accident, call a car accident lawyer Indianapolis, IN clients trust from Ward & Ward Law Firm to get honest legal advice.
When to Hire a Car Accident Lawyer Indianapolis, IN Victims Choose First
Many victims who were injured in an accident choose to hire a car accident lawyer
in Indianapolis, IN to make sure they receive maximum compensation from the responsible party. At Ward & Ward Law Firm, we have protected the rights of many victims and have recovered significant financial awards on their behalf. Though you can file a personal injury claim on your own, you may benefit from working with an experienced car accident lawyer who has a thorough understanding of the legal process. Call us to find out more about how we can assist you through this difficult time and get you the compensation you deserve.
After your accident, the at-fault driver’s insurance company will either deny your claim or else offer you a settlement amount for your damages. Generally speaking, the more serious your injury and the more costly the treatment, the more likely they will pay you less than you should receive. If you balk at their offer, they may threaten to rescind it altogether. If you try to take them to court, they will have a team of lawyers defending them. If you hire a car accident lawyer in Indianapolis, IN from our firm, we can protect your rights.
The Settlement Negotiation Process
Your car accident lawyer in Indianapolis, IN from Ward & Ward Law Firm can submit a personal injury claim to the at-fault party’s insurance company. It will be backed up with the necessary documentation and other necessary proof. If the carrier refuses to pay that amount, your lawyer will work to negotiate a settlement that is fair to you. Our legal team is very familiar with the negotiation process and what is required to secure the maximum possible amount of compensation. After a free consultation with our car accident lawyer in Indianapolis, IN, you may have a better idea of the value of your injury case.
When to Hire a Car Accident Lawyer in Indianapolis, IN from Ward & Ward Law Firm
Anyone has the legal right to hire a car accident lawyer if they wish to protect their best interests. However, for some victims, it makes more sense than for others. For instance, if any of the following describes your situation because of your car accident, contact us at Ward & Ward Law Firm to learn how a car accident lawyer from our firm can help you get justice:
- The car accident that was not your fault resulted in you sustaining one or more severe injuries.
- As a result of your car accident injury, you are facing costly medical bills.
- During your recovery time from the accident injury, you have or will have lost significant money due to being unable to work. Alternately, you will not be able to return to work because your injury is permanent.
Talk to a Car Accident Lawyer in Indianapolis, IN Who Cares
Car accidents occur nearly every day of the year in Indianapolis, IN. Though many are of no great consequence, others are quite serious as they result in severe injuries to the victims. If someone caused an accident that left you with a severe injury, call us. At Ward & Ward Law Firm
, you can meet with a car accident lawyer Indianapolis, IN respects at no charge to discuss your case.