It’s a sad fact that car accidents are commonplace, and victims sometimes include children. If your child was seriously hurt in a collision that was caused by another driver, you may be eligible for compensation. If you have not yet accepted a settlement from the at-fault party’s insurance company, contact Ward & Ward Law Firm immediately to speak with a knowledgeable auto accident attorney in Indianapolis, IN. It’s been our experience that insurance companies do not offer a fair settlement amount as they refuse to consider the victim’s total costs which may include future medical treatment and other damages. An auto accident attorney in Indianapolis, IN from our firm can review your case at no charge and let you know if we might be able to help you recover a settlement for far more than what the insurance company is offering you. Why Seek Compensation After a Car Accident.
What Kinds of Compensation Are Available for Accident Victims?
The types of legal damages available to motor vehicle accident victims often depend on the circumstances surrounding each particular accident. For example, if only an individual’s vehicle has been damaged and that individual was not injured during an accident, that victim will not be entitled to seek relief related to pain and suffering or medical bills associated with physical injury.
Damages are often broken into two broad categories: special and general. Special damages are objective and economic, while general damages are more subjective and not tied to a specific expense.
General damages are often awarded when an accident is particularly severe. Compensation for pain and suffering are considered general damages. This type of restitution may include compensation for psychological trauma associated with the accident. Loss of consortium is also a general damage and is awarded to the spouse of an accident victim when that victim’s loss of life or severe injury dramatically affects the ability of the victim’s spouse to have a physical relationship with the victim.
Special damages are usually easier to prove than general damages and may be available to victims of accidents that are not especially severe. Special damages include compensation for medical expenses and loss of wages, as well as restitution for property damage. One of the many reasons it is important to seek medical assistance immediately following an accident is that it is often easier to prove that an individual is entitled to injury-related damages if the victim is evaluated by a physician right away.
Finally, if an individual’s life is lost as a result of a vehicle accident, the family of the victim may be able to obtain both special and general damages related to the loss of that individual by filing a wrongful death suit. Attorneys experienced in filing these kinds of lawsuits can help to explain the particulars of what a family can generally expect from this kind of action.
Who May Be Held Responsible?
Generally, state law governs who may be held responsible for damages in the wake of an accident. Sometimes, an individual may be required to pay damages even if an accident was only partially that person’s fault.
Fault is a complex legal concept, however. As a result, it is generally a good idea to speak with an attorney in the wake of an accident. Even when the circumstances of an accident seem straightforward, insurance companies and other drivers may make it difficult for victims to obtain the compensation they are likely entitled to.
Scheduling a Consultation
Consulting with an attorney does not commit you to any particular course of action. However, it will allow you to learn about your legal options and to make decisions about your accident in an informed way. Please note that evidence can become increasingly difficult to obtain as hours and days pass in the wake of an accident. As a result, it is important to speak with an attorney as soon as you can after your vehicle has been hit.
What many victims of car crashes do not realize is that when they file a claim with the at-fault party’s insurance company, they are at risk of being victimized twice. How? Quite often, insurance companies deny valid claims in an attempt to save money. If they do accept your claim, more than likely they will not offer you a fair amount. Most people accept it anyway, thinking it’s better than nothing, especially if the insurance company is adamant that it’s all they will pay. And often, it really is all that they will pay until the victim hires an auto accident attorney in Indianapolis, IN.
At Ward & Ward Law Firm, we protect the rights of our clients and their families. If your child sustained one or more serious injuries they will likely need expensive medical care. You should not have to shoulder the burden for an accident that was not your or your child’s fault. An auto accident attorney in Indianapolis, IN from our firm can step in and work directly with the insurance company. With our years of experience, we have a firm understanding of the true nature of accident costs. In addition to the more immediate and obvious damages such as vehicle repairs, ambulance fees, and emergency room medical treatment, there may be future damages that you have not yet anticipated.
Depending on the nature of the injury, that might include future surgeries, physical rehabilitation, and more. Your auto accident attorney in Indianapolis, IN from Ward & Ward Law Firm can review your child’s medical records and other documentation to determine the true value of your child’s personal injury claim. In this way, we can protect your best interests.
An auto accident attorney in Indianapolis, IN from our firm can negotiate on your behalf with the insurance company. If they refuse to offer you a fair settlement, we will be fully prepared to escalate your personal injury claim to a lawsuit. In most situations, insurance companies would rather avoid a costly and publicly embarrassing court case. They will often return to the negotiating table simply to avoid that. In this way, we have recovered the maximum possible compensation for many of our clients.
If you would like to discuss your child’s car accident and how we might be able to recover your damages, call us at Ward & Ward Law Firm to request a free consultation with an auto accident attorney Indianapolis, IN recognizes as one who can make a positive difference.